Privacy Policy

Effective Date: 1st May 2025
Last Updated: 1st May 2025
Effective for: UK and EU users (GDPR compliant)

Welcome to SavingTax (“we,” “our,” or “us”). SavingTax is a UK-based financial education and insights app helping users explore legal tax-saving opportunities. Your privacy is important to us. This Privacy Policy explains how we collect, use, store, and protect your personal data when you use our website and mobile application.

1. Data We Collect

We collect the following types of information:

(A) Personal Information

When you sign up and use our services, we may collect:

  • Name
  • Email address
  • Phone number (if provided)
  • Profile details (if added by the user)

(B) Usage Data

We collect data about your interactions with the app, such as:

  • Pages visited and features used
  • Time and duration of sessions
  • Device information (IP address, operating system, browser type)

(C) Authentication Data

We use Firebase Authentication to manage user logins. Firebase may collect and process authentication-related data such as:

  • Email and password (hashed and secured)
  • Google/Apple login details

(D) User-Generated Data

Users may voluntarily provide data related to tax-saving strategies, preferences, and financial goals within the app.

2. How We Use Your Data

We use the collected data to:

  • Provide and improve our services
  • Personalise the user experience
  • Authenticate users and ensure account security
  • Communicate updates, offers, and support messages
  • Analyse app performance and optimise functionality
  • Comply with legal obligations

3. How We Store and Protect Your Data

  • Your data is securely stored using Google Firebase servers.
  • We apply industry-standard encryption to protect personal data.
  • Access to personal information is restricted to authorised personnel only.
  • We regularly review and update our security practices.

4. Sharing of Information

We do not sell or rent your personal information. However, we may share data in the following cases:

  • With Service Providers: We may use third-party services (e.g., Firebase, analytics tools) to improve our app.
  • For Legal Compliance: If required by law, we may disclose user data to regulatory authorities.
  • In Business Transfers: If our company undergoes a merger or acquisition, user data may be transferred under similar privacy protections.

5. Your Rights and Choices

Depending on your location, you may have the right to:

  • Access and update your personal data (available within your account settings).
  • Request data deletion by contacting us at support@savingtax.uk.
  • Withdraw consent for data processing (may affect certain features).
  • Export your data in a machine-readable format.

6. Data Retention

  • We retain user data as long as necessary to provide our services.
  • If you delete your account, your data will be removed from our active databases within 30 days (except where legal retention is required).

7. Cookies & Tracking Technologies

We use cookies and similar tracking technologies to:

  • Improve app performance and user experience.
  • Analyse usage patterns via Google Analytics.
  • Provide authentication and security measures.

You can control cookie preferences through your device settings.

8. Third-Party Services

Our app uses third-party tools such as:

  • Firebase Authentication & Firestore (user authentication & data storage)
  • Google Analytics (app performance tracking)
  • RSS feeds from external news publishers (e.g. BBC, Mirror)
  • In-app browser for reading external news links

These services may collect anonymized or aggregated data. These services have their own privacy policies, which we encourage you to review.

9. Children’s Privacy

Our app is not intended for users under the age of 18. We do not knowingly collect data from children. If we become aware of such data collection, we will take steps to delete it.

10. Security

We implement appropriate measures to protect your data, including encryption and secure data storage. However, no system is 100% secure.

11. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Significant changes will be notified via email or in-app notifications. Continued use of the app after updates means acceptance of the new policy.

12. Contact Us

For any privacy-related inquiries, contact us at:
📧 Email: support@savingtax.uk
🌐 Website: savingtax.uk

By using our app, you agree to this Privacy Policy.

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